Condominium Insurance

NLC offers coverage for persons who own a condominium in the states of Connecticut, Rhode Island, and Massachusetts. All of NLC’s Condominium policies include the following coverages:

Additions and Alterations coverage including improvements that the condominium owner makes to the interior structure of the condominium. The policy provides $1,000 of coverage but additional limits are available for an additional premium.

In the event a covered loss renders the condominium unit uninhabitable then Loss of Use coverage provides up to 40% of the amount of Personal Property coverage for the policyholder’s extra expenses. These expenses can include the cost to stay in a hotel and meal expenses while the condominium unit is uninhabitable.

Personal Liability coverage pays for injury for which an insured may be legally liable.

NLC’s Condominium policies can include additional coverage's that each individual policyholder may need:

Replacement Cost Contents covers personal property at replacement value without a deduction for depreciation.

NLC’s Protection Plus provides nine additional coverages with a price that is lower than if the coverages are purchased individually.

NLC can provide coverage for certain businesses that are operated out of the house.

Find an NLC agent to learn more about our Condominium programs.