Personal Umbrella Insurance

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Personal Umbrella

When a serious automobile accident or other liability claim with serious injuries happens, the cost to pay for these injuries may be more than the coverage provided by a person’s automobile or homeowner policy. This problem would be solved if the person had purchased a Personal Umbrella policy from NLC.

This coverage provides liability insurance for claims that have values in excess of what is covered on a person’s Automobile or Homeowners policy. An Umbrella policy provides a coverage limit of $1 million.

An Umbrella policy is reserved for persons who purchase a Homeowners, Condominium Owners, or Renter’s policy with NLC.

Payment Plans

One Year Policy – Two Pay Plan – If the premium is $200 or less then full payment is due. For premiums over $200, the plan has a down payment of 50% and a second installment is billed 60 days from the policy inception date with a $4 service charge. Minimum earned premium applies as shown on your policy.

Contact an agent to find out more about NLC’s Personal Umbrella policy.


"My son was involved in a significant accident, and every person we had contact with at NLC made the whole experience simple. Each Employee was professional, responded in a timely manner and followed through on what they told us. Much appreciated!"

"I was in the process of purchasing my first home, and the NLC agent had been such a great help. She made the entire experience very easy. I am so glad someone recommended you to me. Thank you"

"A tree about 20 feet from our house was struck by lightning this past summer. The adjuster not only took care of us but also gave us tips on what to watch for in the future. What phenomenal advice. We would have never thought the lightning could run through the roots and affect more trees. We were very comforted by these words of wisdom. Thank you"

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