Renters Insurance

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NLC offers coverage for persons who are Renters in the states of Connecticut, Rhode Island, and Massachusetts. All of NLC’s Renters policies include the following coverages:

Personal Property owned by the policyholder. The property that is covered includes personal belongings, household furniture, and equipment used to service the insured residence.

In the event a covered loss renders the renting unit uninhabitable then Loss of Use coverage provides up to 20% of the amount of Personal Property coverage for the policyholder’s extra expenses. These expenses can include the cost to stay in a hotel and meal expenses while the renting unit is uninhabitable.

Personal Liability coverage pays for injury for which an insured may be legally liable.

The following additional coverages can be added to NLC Renters policies as needed:

Replacement Cost Contents covers personal property at replacement value without a deduction for depreciation.

NLC’s Protection Plus coverages provide additional coverages with a price that is lower than if the coverages are purchased individually.

NLC can provide coverage for certain businesses that are operated out of the house.

Find an NLC agent to learn more about our Rental programs.


"My son was involved in a significant accident, and every person we had contact with at NLC made the whole experience simple. Each Employee was professional, responded in a timely manner and followed through on what they told us. Much appreciated!"

"I was in the process of purchasing my first home, and the NLC agent had been such a great help. She made the entire experience very easy. I am so glad someone recommended you to me. Thank you"

"A tree about 20 feet from our house was struck by lightning this past summer. The adjuster not only took care of us but also gave us tips on what to watch for in the future. What phenomenal advice. We would have never thought the lightning could run through the roots and affect more trees. We were very comforted by these words of wisdom. Thank you"

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